What's New in 2025

Consult the Actuarial assumptions and methods section for Retraite Québec's most recent instructions applicable to the actuarial valuations of supplemental pension plans after 30 December 2024, but prior to 31 December 2025. The instructions particularly concern the maximum interest assumption.

On 14 April 2025, the Institute for Governance of Private and Public Organizations (IGOPP) will be holding a seminar on governance and investment strategies for pension funds under the theme "Diversification, risque et gouvernance  (Diversification, risk and governance; French only)."

In addition to being a partner of this year's seminar, Retraite Québec is proud to participate in the event: Mr. Christian Rousseau, Vice-President for Policy and Programs, will hold a conference.

Would you like to attend in person or online? You will find all the details regarding the seminar on the IGOPP's website  (French only).

Financially preparing your retirement is a lifelong process. Of course, you do not plan in the same way at age 20 as you do at age 50. However, by taking the right steps, without necessarily thinking about retirement, you can build financial security and make sure that you reap benefits in retirement.

To better understand financial planning for retirement, to find all the answers to your questions and to assess your financial behaviours, consult our section entirely devoted to retirement, where you can try our various simulation tools. It is easier than you think and it is reassuring to get started.

Start here: Plan your retirement

Retirement requires planning, and it starts with good savings habits while you are working.

• Are you between ages 30 and 50?
• Are you a member of a public-sector pension plan?
• Are you interested in financial planning, including planning for your retirement?

Retraite Québec is offering you the chance to participate in a free and exclusive webinar on the matter. This is an excellent opportunity to learn the basics of financial planning for your retirement.

Take this opportunity to help us improve our services. At the end of the webinar, you will be able to give us your feedback by completing a short questionnaire.

The webinar will take place on Wednesday, 19 February 2025 from 6:30 p.m. to 8 p.m. It is offered in French only.

How to sign up:

• Click on the Sign up button.
• Complete the online form on the Brio learning platform.
• You will receive a confirmation email. In the email, click on « Activer le compte ».
• Choose a password to activate your account and add the webinar to your calendar.
• Download the ".ics" file to add the webinar to your electronic calendar.

Sign up 

The content of the session, in short:

The webinar "Les bases de la planification financière de la retraite (The basics of financial planning for retirement; French only)" will cover:

• the importance of planning your retirement early;
• the factors to consider when financially planning for retirement, that is, inflation, rate of return, liquidity and longevity;
• the main tools to manage your finances: budgeting, insurances, emergency funds, credit and debts, etc.;
• the sources of retirement income;
• the tools for simulating retirement income.

Since January 2025, persons aged 65 or over who received a disability pension between ages 60 and 65 are entitled to 100% of the amount of their retirement pension. The retirement pension is no longer reduced. Its amount is adjusted as of the payment for January. The persons concerned will receive a notice explaining the change in My Account or by mail, depending on the communication preferences they chose. If the notice is sent by mail, they may receive it later than expected due to the recent resumption of postal services.