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Tariff schedules for certain service buy‑backs
Schedule 3 – Rates in effect for Buy-Backs of service accrued and credited following a change in employment status or change of employer under the RREGOP, PPMP and RPSO

Schedule 3 – Rates in effect for Buy-Backs of service accrued and credited following a change in employment status or change of employer under the RREGOP, PPMP and RPSO ^[1]

Rates in effect as of 1 April 2023

RREGOP	Buy-back of service accrued and credited following a change in employment status or change of employer before 1 January 1988

Member's age when buy-back application is received	Rates from 1 July 1973 to 30 June 1982	Rates from 1 July 1982 to 31 December 1986 or 1987
	Rates in effect as of 1 April 2023, depending on the period covered by the buy‑back
18	4.17%	4.00%
19	4.25%	4.05%
20	4.29%	4.10%
21	4.38%	4.15%
22	4.46%	4.25%
23	4.54%	4.35%
24	4.63%	4.40%
25	4.75%	4.55%
26	4.88%	4.65%
27	5.04%	4.80%
28	5.17%	4.95%
29	5.33%	5.10%
30	5.42%	5.20%
31	5.50%	5.25%
32	5.54%	5.30%
33	5.63%	5.40%
34	5.67%	5.45%
35	5.75%	5.50%
36	5.83%	5.60%
37	5.92%	5.70%
38	6.04%	5.80%
39	6.17%	5.95%
40	6.29%	6.05%
41	6.42%	6.20%
42	6.58%	6.35%
43	6.75%	6.50%
44	6.92%	6.65%
45	7.08%	6.85%
46	7.29%	7.05%
47	7.50%	7.25%
48	7.75%	7.50%
49	8.04%	7.75%
50	8.33%	8.05%
51	8.63%	8.30%
52	8.88%	8.55%
53	9.17%	8.85%
54	9.29%	8.95%
55	9.33%	9.05%
56	9.38%	9.15%
57	9.46%	9.20%
58	9.54%	9.30%
59	9.58%	9.35%
60	9.46%	9.25%
61	9.29%	9.15%
62	9.13%	9.00%
63	9.00%	8.90%
64	8.83%	8.80%
65	8.71%	8.70%
66	8.50%	8.55%
67	8.29%	8.40%
68	8.13 %	8.25%
69	7.92%	8.05%

Note 1The rates shown in this table are subject to change without notice. Back to reference

PPMP and RPSO	Buy-back of service accrued and credited following a change in employment status or change of employer before 1 January 1988

Member's age when buy-back application is received	Rates from 1 July 1973 to 30 June 1982	Rates from 1 July 1982 to 31 December 1986 or 1987
	Rates in effect as of 1 April 2023, depending on the period covered by the buy‑back
24 or less	5.75%	5.45%
25	5.92%	5.65%
26	6.17%	5.85%
27	6.46%	6.15%
28	6.67%	6.40%
29	6.83%	6.55%
30	6.96%	6.65%
31	7.08%	6.75%
32	7.21%	6.90%
33	7.33%	7.00%
34	7.46%	7.10%
35	7.58%	7.20%
36	7.67%	7.30%
37	7.75%	7.40%
38	7.83%	7.50%
39	7.96%	7.60%
40	8.08%	7.75%
41	8.21%	7.85%
42	8.33%	8.00%
43	8.50%	8.15%
44	8.71%	8.35%
45	8.88%	8.50%
46	9.08%	8.70%
47	9.29%	8.90%
48	9.50%	9.10%
49	9.75%	9.35%
50	10.00%	9.55%
51	10.25%	9.80%
52	10.54%	10.10%
53	10.83%	10.35%
54	11.00%	10.55%
55	11.08%	10.65%
56	11.13%	10.70%
57	11.04%	10.65%
58	10.88%	10.55%
59	10.79%	10.50%
60	10.67%	10.40%
61	10.58%	10.35%
62	10.46%	10.25%
63	10.33%	10.15%
64	10.21%	10.10%
65	10.08%	10.00%
66	9.83%	9.80%
67	9.63%	9.60%
68	9.38%	9.45%
69	9.13%	9.25%
70	8.88%	9.05%
71	8.63%	8.85%

RREGOP	Buy-back of service accrued and credited following a change in employment status or change of employer after 31 December 1987 ^[2]

Member's age when buy-back application is received	Rates before 1 July 1982	Rates from 1 July 1982 to 31 December 1999	Rates as of 1 January 2000
	Rates in effect as of 1 April 2023, depending on the period covered by the buy‑back
18	10.0%	8.0%	8.8%
19	10.2%	8.1%	9.0%
20	10.3%	8.2%	9.1%
21	10.5%	8.3%	9.2%
22	10.7%	8.5%	9.4%
23	10.9%	8.7%	9.6%
24	11.1%	8.8%	9.8%
25	11.4%	9.1%	10.1%
26	11.7%	9.3%	10.3%
27	12.1%	9.6%	10.7%
28	12.4%	9.9%	11.0%
29	12.8%	10.2%	11.3%
30	13.0%	10.4%	11.5%
31	13.2%	10.5%	11.7%
32	13.3%	10.6%	11.8%
33	13.5%	10.8%	11.9%
34	13.6%	10.9%	12.0%
35	13.8%	11.0%	12.2%
36	14.0%	11.2%	12.4%
37	14.2%	11.4%	12.6%
38	14.5%	11.6%	12.9%
39	14.8%	11.9%	13.1%
40	15.1%	12.1%	13.4%
41	15.4%	12.4%	13.7%
42	15.8%	12.7%	14.0%
43	16.2%	13.0%	14.4%
44	16.6%	13.3%	14.7%
45	17.0%	13.7%	15.1%
46	17.5%	14.1%	15.5%
47	18.0%	14.5%	16.0%
48	18.6%	15.0%	16.5%
49	19.3%	15.5%	17.1%
50	20.0%	16.1%	17.7%
51	20.7%	16.6%	18.4%
52	21.3%	17.1%	18.9%
53	22.0%	17.7%	19.5%
54	22.3%	17.9%	19.8%
55	22.4%	18.1%	19.9%
56	22.5%	18.3%	20.1%
57	22.7%	18.4%	20.3%
58	22.9%	18.6%	20.5%
59	23.0%	18.7%	20.6%
60	22.7%	18.5%	20.3%
61	22.3%	18.3%	20.0%
62	21.9%	18.0%	19.7%
63	21.6%	17.8%	19.5%
64	21.2%	17.6%	19.2%
65	20.9%	17.4%	18.9%
66	20.4%	17.1%	18.5%
67	19.9%	16.8%	18.2%
68	19.5%	16.5%	17.8%
69	19.0%	16.1%	17.4%

Note 2The cost of the buy-back must be at least equal to 200% of the contributions that would have been paid during the period covered by the buy-back of an absence without pay that began after 31 December 2007, and for which the application was received more than 6 months following the end of the absence. Back to reference

PPMP and RPSO	Buy-back of service accrued and credited following a change in employment status or change of employer after 31 December 1987 ^[3]

Member's age when buy-back application is received	Rates before 1 July 1982	Rates from 1 July 1982 to 31 December 1999	Rates as of 1 January 2000
	Rates in effect as of 1 April 2023, depending on the period covered by the buy‑back
24 or less	13.8%	10.9%	12.1%
25	14.2%	11.3%	12.5%
26	14.8%	11.7%	13.1%
27	15.5%	12.3%	13.6%
28	16.0%	12.8%	14.2%
29	16.4%	13.1%	14.5%
30	16.7%	13.3%	14.8%
31	17.0%	13.5%	15.0%
32	17.3%	13.8%	15.3%
33	17.6%	14.0%	15.6%
34	17.9%	14.2%	15.8%
35	18.2%	14.4%	16.0%
36	18.4%	14.6%	16.2%
37	18.6%	14.8%	16.4%
38	18.8%	15.0%	16.7%
39	19.1%	15.2%	16.9%
40	19.4%	15.5%	17.2%
41	19.7%	15.7%	17.4%
42	20.0%	16.0%	17.7%
43	20.4%	16.3%	18.1%
44	20.9%	16.7%	18.5%
45	21.3%	17.0%	18.9%
46	21.8%	17.4%	19.3%
47	22.3%	17.8%	19.7%
48	22.8%	18.2%	20.2%
49	23.4%	18.7%	20.7%
50	24.0%	19.1%	21.2%
51	24.6%	19.6%	21.8%
52	25.3%	20.2%	22.4%
53	26.0%	20.7%	23.0%
54	26.4%	21.1%	23.4%
55	26.6%	21.3%	23.6%
56	26.7%	21.4%	23.7%
57	26.5%	21.3%	23.5%
58	26.1%	21.1%	23.3%
59	25.9%	21.0%	23.1%
60	25.6%	20.8%	22.9%
61	25.4%	20.7%	22.7%
62	25.1%	20.5%	22.5%
63	24.8%	20.3%	22.3%
64	24.5%	20.2%	22.1%
65	24.2%	20.0%	21.9%
66	23.6%	19.6%	21.4%
67	23.1%	19.2%	20.9%
68	22.5%	18.9%	20.5%
69	21.9%	18.5%	20.0%
70	21.3%	18.1%	19.5%
71	20.7%	17.7%	19.0%

Note 3The cost of the buy-back must be at least equal to 200% of the contributions that would have been paid during the period covered by the buy-back of an absence without pay that began after 31 December 2007, and for which the application was received more than 6 months following the end of the absence. Back to reference

Schedule 3 – Rates in effect for Buy-Backs of service accrued and credited following a change in employment status or change of employer under the RREGOP, PPMP and RPSO [1]

Rates in effect as of 1 April 2023

Schedule 3 – Rates in effect for Buy-Backs of service accrued and credited following a change in employment status or change of employer under the RREGOP, PPMP and RPSO ^[1]