Schedule 3 – Rates in effect for Buy-Backs of service accrued and credited following a change in employment status or change of employer under the RREGOP, PPMP and RPSO [1]

Rates in effect as of 1 April 2023

RREGOPBuy-back of service accrued and credited following a change in employment status or change of employer before 1 January 1988
 Rates in effect as of 1 April 2023, depending on the period covered by the buy‑back
Member's age when buy-back application is receivedRates from 1 July 1973 to 30 June 1982Rates from 1 July 1982 to 31 December 1986 or 1987
184.17%4.00%
194.25%4.05%
204.29%4.10%
214.38%4.15%
224.46%4.25%
234.54%4.35%
244.63%4.40%
254.75%4.55%
264.88%4.65%
275.04%4.80%
285.17%4.95%
295.33%5.10%
305.42%5.20%
315.50%5.25%
325.54%5.30%
335.63%5.40%
345.67%5.45%
355.75%5.50%
365.83%5.60%
375.92%5.70%
386.04%5.80%
396.17%5.95%
406.29%6.05%
416.42%6.20%
426.58%6.35%
436.75%6.50%
446.92%6.65%
457.08%6.85%
467.29%7.05%
477.50%7.25%
487.75%7.50%
498.04%7.75%
508.33%8.05%
518.63%8.30%
528.88%8.55%
539.17%8.85%
549.29%8.95%
559.33%9.05%
569.38%9.15%
579.46%9.20%
589.54%9.30%
599.58%9.35%
609.46%9.25%
619.29%9.15%
629.13%9.00%
639.00%8.90%
648.83%8.80%
658.71%8.70%
668.50%8.55%
678.29%8.40%
688.13 %8.25%
697.92%8.05%
  1. Note 1The rates shown in this table are subject to change without notice. Back to reference
PPMP and RPSOBuy-back of service accrued and credited following a change in employment status or change of employer before 1 January 1988
 Rates in effect as of 1 April 2023, depending on the period covered by the buy‑back
Member's age when buy-back application is receivedRates from 1 July 1973 to 30 June 1982Rates from 1 July 1982 to 31 December 1986 or 1987
24 or less5.75%5.45%
255.92%5.65%
266.17%5.85%
276.46%6.15%
286.67%6.40%
296.83%6.55%
306.96%6.65%
317.08%6.75%
327.21%6.90%
337.33%7.00%
347.46%7.10%
357.58%7.20%
367.67%7.30%
377.75%7.40%
387.83%7.50%
397.96%7.60%
408.08%7.75%
418.21%7.85%
428.33%8.00%
438.50%8.15%
448.71%8.35%
458.88%8.50%
469.08%8.70%
479.29%8.90%
489.50%9.10%
499.75%9.35%
5010.00%9.55%
5110.25%9.80%
5210.54%10.10%
5310.83%10.35%
5411.00%10.55%
5511.08%10.65%
5611.13%10.70%
5711.04%10.65%
5810.88%10.55%
5910.79%10.50%
6010.67%10.40%
6110.58%10.35%
6210.46%10.25%
6310.33%10.15%
6410.21%10.10%
6510.08%10.00%
669.83%9.80%
679.63%9.60%
689.38%9.45%
699.13%9.25%
708.88%9.05%
718.63%8.85%
RREGOPBuy-back of service accrued and credited following a change in employment status or change of employer after 31 December 1987 [2]
 Rates in effect as of 1 April 2023, depending on the period covered by the buy‑back
Member's age when buy-back application is receivedRates before 1 July 1982Rates from 1 July 1982 to 31 December 1999Rates as of 1 January 2000
1810.0%8.0%8.8%
1910.2%8.1%9.0%
2010.3%8.2%9.1%
2110.5%8.3%9.2%
2210.7%8.5%9.4%
2310.9%8.7%9.6%
2411.1%8.8%9.8%
2511.4%9.1%10.1%
2611.7%9.3%10.3%
2712.1%9.6%10.7%
2812.4%9.9%11.0%
2912.8%10.2%11.3%
3013.0%10.4%11.5%
3113.2%10.5%11.7%
3213.3%10.6%11.8%
3313.5%10.8%11.9%
3413.6%10.9%12.0%
3513.8%11.0%12.2%
3614.0%11.2%12.4%
3714.2%11.4%12.6%
3814.5%11.6%12.9%
3914.8%11.9%13.1%
4015.1%12.1%13.4%
4115.4%12.4%13.7%
4215.8%12.7%14.0%
4316.2%13.0%14.4%
4416.6%13.3%14.7%
4517.0%13.7%15.1%
4617.5%14.1%15.5%
4718.0%14.5%16.0%
4818.6%15.0%16.5%
4919.3%15.5%17.1%
5020.0%16.1%17.7%
5120.7%16.6%18.4%
5221.3%17.1%18.9%
5322.0%17.7%19.5%
5422.3%17.9%19.8%
5522.4%18.1%19.9%
5622.5%18.3%20.1%
5722.7%18.4%20.3%
5822.9%18.6%20.5%
5923.0%18.7%20.6%
6022.7%18.5%20.3%
6122.3%18.3%20.0%
6221.9%18.0%19.7%
6321.6%17.8%19.5%
6421.2%17.6%19.2%
6520.9%17.4%18.9%
6620.4%17.1%18.5%
6719.9%16.8%18.2%
6819.5%16.5%17.8%
6919.0%16.1%17.4%
  1. Note 2The cost of the buy-back must be at least equal to 200% of the contributions that would have been paid during the period covered by the buy-back of an absence without pay that began after 31 December 2007, and for which the application was received more than 6 months following the end of the absence. Back to reference
PPMP and RPSOBuy-back of service accrued and credited following a change in employment status or change of employer after 31 December 1987 [3]
 Rates in effect as of 1 April 2023, depending on the period covered by the buy‑back
Member's age when buy-back application is receivedRates before 1 July 1982Rates from 1 July 1982 to 31 December 1999Rates as of 1 January 2000
24 or less13.8%10.9%12.1%
2514.2%11.3%12.5%
2614.8%11.7%13.1%
2715.5%12.3%13.6%
2816.0%12.8%14.2%
2916.4%13.1%14.5%
3016.7%13.3%14.8%
3117.0%13.5%15.0%
3217.3%13.8%15.3%
3317.6%14.0%15.6%
3417.9%14.2%15.8%
3518.2%14.4%16.0%
3618.4%14.6%16.2%
3718.6%14.8%16.4%
3818.8%15.0%16.7%
3919.1%15.2%16.9%
4019.4%15.5%17.2%
4119.7%15.7%17.4%
4220.0%16.0%17.7%
4320.4%16.3%18.1%
4420.9%16.7%18.5%
4521.3%17.0%18.9%
4621.8%17.4%19.3%
4722.3%17.8%19.7%
4822.8%18.2%20.2%
4923.4%18.7%20.7%
5024.0%19.1%21.2%
5124.6%19.6%21.8%
5225.3%20.2%22.4%
5326.0%20.7%23.0%
5426.4%21.1%23.4%
5526.6%21.3%23.6%
5626.7%21.4%23.7%
5726.5%21.3%23.5%
5826.1%21.1%23.3%
5925.9%21.0%23.1%
6025.6%20.8%22.9%
6125.4%20.7%22.7%
6225.1%20.5%22.5%
6324.8%20.3%22.3%
6424.5%20.2%22.1%
6524.2%20.0%21.9%
6623.6%19.6%21.4%
6723.1%19.2%20.9%
6822.5%18.9%20.5%
6921.9%18.5%20.0%
7021.3%18.1%19.5%
7120.7%17.7%19.0%
  1. Note 3The cost of the buy-back must be at least equal to 200% of the contributions that would have been paid during the period covered by the buy-back of an absence without pay that began after 31 December 2007, and for which the application was received more than 6 months following the end of the absence. Back to reference
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